Home Buying Steps

  1. Select a REALTOR® /Establish a Relationship - Our agents are professional realtors with extensive market knowledge. We will work closely together to find the right home for you.
  2. Initial Consultation With REALTOR® to Evaluate Your Needs & Resources - Once we establish your needs, we will provide guidance to financial institutions where you can obtain information to get the best financing available. We will meet to discuss your needs and analyze your resources.
  3. Identify Property to Buy - We will show you homes based on the criteria that we establish. The more precise and direct you are with us, the more successful your search will be.
  4. Determine Sellers Motivation - Once you have found the home that you wish to purchase, we will do all the necessary research to help you structure an effective offer.
  5. Write Offer to Purchase - We will draft the Purchase Agreement for you, advising you on protective contingencies, customary practices, and local regulations. At this time, you will need to provide an "earnest money" deposit, usually 1% - 3% of the purchase price.
  6. Presentation of Offer - We will present your offer to the seller or the sellers agent. The seller has three options: accept your offer, counter your offer, or reject your offer. Our personal knowledge of your needs and qualifications will enable us to represent you in the best way possible.
  7. Sellers Response - We will review the sellers response with you. Our negotiation skills and knowledge will benefit you in reaching a final agreement.
  8. Open Escrow - When the purchase agreement is accepted and signed by all parties, a title company is chosen. At this time your earnest money will be deposited in a trust held by the broker representing the buyer.
  9. Contingency Period - This is the time allowed, per your purchase agreement, to obtain financing, perform inspections, and satisfy any other contingencies to which your purchase is subject.
  10. Homeowners Insurance
  11. Down Payment Funds
  12. Close of Escrow - When all of the conditions of the purchase agreement have been met, you will sign your loan documents and closing papers. You will deposit the balance of your down payment and closing costs to escrow and your lender will deposit the balance of the purchase price. The deed will then be recorded at the County Recorder's Office and you will take ownership of your home.

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