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May
27

Mortgage and refinance rates today, May 26, 2022

Today's mortgage and refinance rates

Average mortgage rates moved only modestly lower yesterday. We can say mortgage rates are no longer rising swiftly. But we can't be sure how long this happy situation will last.

This morning, it was looking as if mortgage rates today might barely move. But that might change as the day progresses.

Find your lowest rate. Start here (May 27th, 2022)

Current mortgage and refinance rates

Program Mortgage Rate APR* Change
Conventional 30 year fixed 5.271% 5.295% -0.01% 
Conventional 15 year fixed 4.42% 4.452% Unchanged
Conventional 20 year fixed 5.291% 5.323% +0.16% 
Conventional 10 year fixed 4.488% 4.549% +0.03% 
30 year fixed FHA 5.455% 6.224% +0.08% 
15 year fixed FHA 4.605% 5.027% -0.02% 
30 year fixed VA 4.884% 5.1% Unchanged
15 year fixed VA 4.63% 4.973% -0.11% 
Rates are provided by our partner network, and may not reflect the market. Your rate might be different. Click here for a personalized rate quote. See our rate assumptions here.

Should you lock a mortgage rate today?

Don't lock on a day when mortgage rates look set to fall. My recommendations (below) are intended to give longer-term suggestions about the overall direction of those rates. So, they don't change daily to reflect fleeting sentiments in volatile markets.

By all means, welcome the current respite that mortgage rates are enjoying. May's been by far the best month for them so far in 2022.

But it's much too soon to be sure these lower rates will endure. We can hope they do. But we'll have to wait a while before we can bank on it.

And, for now, my personal rate lock recommendations for the longer term remain:

  • LOCK if closing in 7 days
  • LOCK if closing in 15 days
  • LOCK if closing in 30 days
  • LOCK if closing in 45 days
  • LOCK if closing in 60 days

>Related: 7 Tips to get the best refinance rate

Market data affecting today's mortgage rates

Here's a snapshot of the state of play this morning at about 9:50 a.m. (ET). The data, compared with roughly the same time yesterday, were:

  • The yield on 10-year Treasury notes held steady at 2.74%. (Neutral for mortgage rates.) More than any other market, mortgage rates normally tend to follow these particular Treasury bond yields
  • Major stock indexes were higher soon after opening. (Bad for mortgage rates.) When investors are buying shares, they're often selling bonds, which pushes prices of those down and increases yields and mortgage rates. The opposite may happen when indexes are lower. But this is an imperfect relationship
  • Oil prices climbed to $112.68 from $110.37 a barrel. (Bad for mortgage rates*.) Energy prices play a prominent role in creating inflation and also point to future economic activity
  • Gold decreased to $1,843 from $1,850 an ounce. (Neutral for mortgage rates*.) It is generally better for rates when gold rises and worse when gold falls. Gold tends to rise when investors worry about the economy. And worried investors tend to push rates lower
  • CNN Business Fear & Greed index — rose to 15 from 11 out of 100. (Bad for mortgage rates.) "Greedy" investors push bond prices down (and interest rates up) as they leave the bond market and move into stocks, while "fearful" investors do the opposite. So lower readings are better than higher ones

*A movement of less than $20 on gold prices or 40 cents on oil ones is a change of 1% or less. So we only count meaningful differences as good or bad for mortgage rates.

Caveats about markets and rates

Before the pandemic and the Federal Reserve's interventions in the mortgage market, you could look at the above figures and make a pretty good guess about what would happen to mortgage rates that day. But that's no longer the case. We still make daily calls. And are usually right. But our record for accuracy won't achieve its former high levels until things settle down.

So use markets only as a rough guide. Because they have to be exceptionally strong or weak to rely on them. But, with that caveat, mortgage rates today might hold steady or near to steady. However, be aware that "intraday swings" (when rates change direction during the day) are a common feature right now.

Find your lowest rate. Start here (May 27th, 2022)

Important notes on today's mortgage rates

Here are some things you need to know:

  1. Typically, mortgage rates go up when the economy's doing well and down when it's in trouble. But there are exceptions. Read 'How mortgage rates are determined and why you should care'
  2. Only "top-tier" borrowers (with stellar credit scores, big down payments and very healthy finances) get the ultralow mortgage rates you'll see advertised
  3. Lenders vary. Yours may or may not follow the crowd when it comes to daily rate movements — though they all usually follow the broader trend over time
  4. When daily rate changes are small, some lenders will adjust closing costs and leave their rate cards the same
  5. Refinance rates are typically close to those for purchases.

A lot is going on at the moment. And nobody can claim to know with certainty what will happen to mortgage rates in the coming hours, days, weeks, or months.

Are mortgage and refinance rates rising or falling?

Yesterday's document from the Federal Reserve was a damp squib. We now know that members of the Fed's monetary policy group, the Federal Open Market Committee (FOMC), thought about hiking its rates faster and more sharply than planned. Or, in The Financial Times's report, they: "discussed the possibility of moving the US central bank to a 'restrictive' policy stance that would better fight inflation through more aggressive interest rate increases, but worried that this could undermine the strong recovery in the jobs market."

Everyone would have been astonished if they hadn't had that discussion. And markets barely moved on the news.

Things might liven up tomorrow when we first see the Personal Consumption Expenditures (PCE) Price Index for April. It's the Fed's favorite measure of inflation. And its contents are likely to inform decisions made at the FOMC's next meeting on June 14-15.

Investors will be hoping it shows inflation peaked last month and is beginning to plateau or fall. If that's the case, mortgage rates might continue to fall, though probably not sharply for long.

But of course, it might be bad for mortgage rates if the index shows prices are continuing to move higher. With many commodity prices still sky-high due to Russia's invasion of Ukraine, I wouldn't bet on getting good news tomorrow.

In the meantime, markets remain unpredictable. And so do mortgage rates.

Read the weekend edition of this daily article for more background.

Recent trends — updated today

Over much of 2020, the overall trend for mortgage rates was clearly downward. And a new, weekly all-time low was set on 16 occasions that year, according to Freddie Mac.

The most recent weekly record low occurred on Jan. 7, 2021, when it stood at 2.65% for 30-year fixed-rate mortgages.

Rates then bumbled along, moving little for the following eight or nine months. But they began rising noticeably that September. Unfortunately, they've been mostly shooting up since the start of 2022.

Freddie's May 26 report puts that same weekly average for 30-year, fixed-rate mortgages at 5.1% (with 0.9 fees and points), down from the previous week's 5.25%.

Note that Freddie expects you to buy discount points ("with 0.9 fees and points") on closing which earns you a lower rate. If you don't do that, your rate would be closer to the ones we and others quote.

Expert mortgage rate forecasts

Looking further ahead, Fannie Mae, Freddie Mac, and the Mortgage Bankers Association (MBA) each have a team of economists dedicated to monitoring and forecasting what will happen to the economy, the housing sector, and mortgage rates.

And here are their current rate forecasts for the remaining three quarters of 2022 (Q2/22, Q3/22, Q4/22) and the first quarter of next year (Q1/23).

The numbers in the table below are for 30-year, fixed-rate mortgages. Fannie's were published on May 19, and the MBAs on May 16. Freddie's were released on Apr. 18. But it now updates its figures only quarterly so they're already looking stale.

Forecaster Q2/22 Q3/22 Q4/22 Q1/23
Fannie Mae 5.1% 5.1%  5.1% 5.1%
Freddie Mac 4.8% 4.8%  5.0% 5.0%
MBA 5.2% 5.1%  5.0% 5.0%

Of course, given so many unknowables, the whole current crop of forecasts might be even more speculative than usual.

Find your lowest rate today

You should comparison shop widely, no matter what sort of mortgage you want. As a federal regulator the Consumer Financial Protection Bureau says:

"Shopping around for your mortgage has the potential to lead to real savings. It may not sound like much, but saving even a quarter of a point in interest on your mortgage saves you thousands of dollars over the life of your loan."

Verify your new rate (May 27th, 2022)

Mortgage rate methodology

The Mortgage Reports receives rates based on selected criteria from multiple lending partners each day. We arrive at an average rate and APR for each loan type to display in our chart. Because we average an array of rates, it gives you a better idea of what you might find in the marketplace. Furthermore, we average rates for the same loan types. For example, FHA fixed with FHA fixed. The end result is a good snapshot of daily rates and how they change over time.

May
25

National Wine Day – May 25, 2022

We don't typically need an "official" reason to celebrate over a bottle of wine but today we have one – it's National Wine Day, celebrated annually on May 25. The growing number of wineries across the US coupled with the proliferation of social media options has prompted more creative ways to celebrate with wine for people of all (legal drinking) ages and beverage preferences. Whether you host a wine tasting at your place to try the latest rosés or meet friends for an evening of professionally paired food and wine, the celebration begins as soon as the cork is popped. Cheers!

WHEN IS NATIONAL WINE DAY 2022?

Wine lovers celebrate the fermented drink's many types on National Wine Day on May 25.

HISTORY OF NATIONAL WINE DAY

Wine has been enjoyed by humans for thousands of years. The natural likeness for this drink is not only because it tastes wonderful, but also because of its nutritional value and psychotropic effects. 

 

Wine has also had a significant impact on the economy and the shaping of societies. Out of all the alcoholic beverages, it is the trade of wine that allowed exploration of different cultures and paved the way for philosophical and religious ideas to spread. Wine is cited frequently in the "Bible," from the time of Noah to Jesus, indicating its integral role. Wine-making was also seen as a sign of a provident economy, as only provident societies could accommodate a well-established wine industry. In fact, it is often debated that the foundations of western society were built on wine.  

 

The wine enjoyed in the olden days is a distant relative to the wine enjoyed today. Red, pink, green, white, and blue grapes were used by the Egyptians to prepare the drink. Palm dates, figs, and pomegranates were often added to the mix too. So the taste was completely different from what we know. Using different fruit to make wine is similar to how it is prepared using grapes, except that sugar is also added to aid the fermentation process.  

 

The exact origin of National Wine Day is unknown, but the earliest references date back to 2009. It is a day for wine enthusiasts to unite and celebrate our favorite fermented fruit juice. 

 

Since its establishment in 1812 by Spanish missionaries, California's wine country in the northern Bay Area of northern California has dominated American wine production and our personal vision of the elegant American vineyard. There were a mere 25 wineries in this area of California in 1974. Today, there are over 800!

 

While California still leads U.S. wine production and is now home to over 4,000 wineries state-wide, wineries exist across the U.S. with at least three in every state. In fact, the most frequently visited winery today is the Biltmore Estate in Asheville, North Carolina, with over one million people annually.

 

This availability of wineries enables us to visit the rolling hills of a beautiful vineyard closer to home. Yes, it is very likely one is near you, within range for a fun day trip or weekend getaway. So, pack your bags and set your G.P.S. to the winery closest to you!

TRADITIONS

Traditions for National Wine Day all revolve around indulging in and celebrating with wine! Friends and family get together and uncork their favorite bottles of wine. Splurging on expensive wine is also the norm today, so treat yourself to that fancy vino you've always wanted to buy.

Wine tasting events are hosted, where wine lovers and connoisseurs enjoy different flavors and varieties of wine. Wine bottles are aesthetically pleasing, so reusing them for a DIY project, or making a rack from scratch to display them are also go-to celebratory traditions for National Wine Day.

BY THE NUMBERS

55 degrees – the optimal temperature for storing wine.

60 gallons – the amount of wine in a single barrel. 

4-10 – the number of clusters of grapes in a single bottle of wine.

10 – the number of bottles of wine that a single vineyard is able to produce. 

100-150 – the number of calories in a single serving of wine. 

2 grams – the number of carbohydrates in a single glass of wine. 

10,000 – the number of different varieties of grapes worldwide.

700 million – the number of gallons of wine produced in the U.S. in 2020.

$88 billion – the estimated value of the U.S. wine market in 2020. 

7.3 million – the hectares of land that vineyards occupied worldwide in 2020. 

NATIONAL WINE DAY ACTIVITIES

  1. Cool down with a sangria bar

    What better way to celebrate the beginning of summer than with friends over a sangria bar? Sangria is an easy, make-ahead beverage with wine as its base. Red, white, and rosé recipes abound but don't limit yourself to the obvious. Peach and blueberry lemonade sangria stand-out at any party.

  2. Buy a new gadget

    Chances are, if you're making plans for National Wine Day, you don't consider yourself an amateur. Aficionados need gadgets. Enhance the holiday with an electric wine bottle opener or a wine aerator.

  3. Know your glasses

    The extensive variety of stemware can be confusing. Why so many choices? The shape of the bowl controls the amount of air reaching the wine surface which impacts the taste and aroma. Celebrate National Wine Day by researching the recommended glass to use based on wine type and impress your friends with your newfound knowledge.

May
18

Holland Michigan Farmers Market

Wednesdays and Saturdays, May 18 - December 17| 8am-2pm

The Holland Farmers Market is located at the Eighth Street Market Place in Downtown Holland and is home to nearly 100 vendors throughout the season. Local farmers offer freshly-picked fruits and vegetables of every variety, beautiful bouquets of flowers and plants for home and garden. A wide variety of baked goods (including breads, pies and cookies), all natural honey and maple syrup and farm fresh cheese, eggs, and meats are also available, in addition to sweet treats, gourmet specialty foods and much, much more! The Holland Farmers Market is a producers Market, which means that all products sold at the Market are locally grown or made right here in Michigan.

The Holland Market is open year-round! The 2022 regular season will be held from May 18 through October 29, with the Market open every Wednesday and Saturday from  from 8:00 am – 2:00 pm, rain or shine. The Market is open for holiday hours from 9:00 am - 1:00 pm every Wednesday and Saturday from November 2 through November 30 and from 9:00 am -1:00 pm Saturdays only through December 17. An Indoor Winter Market is then held from 9:00 am – 1:00 pm the first and third Saturdays from January – April.

A food court, featuring a variety of delicious breakfast and lunch options, is also available at the Holland Farmers Market. Free parking is available onsite and in nearby public parking lots and decks. An ATM is located onsite as well. Dogs are not allowed at the Market, so please be sure to leave your pets at home. For additional information, visit www.hollandfarmersmarket.com or call 616.355.1138.

May
16

Critter Barn

9275 Adams St
Zeeland, MI 49464
Phone: 616-748-1110
The Critter Barn is a delightful place to meet bunnies, ducklings, chicks, calves, hogs, goats, donkeys, cats, and sheep. Milk a goat or bottle-feed a kid. Collect eggs in the chicken coop. Visit the kitty corral. Plant seeds in our idea garden. Cuddle and pet baby animals. Learn about wool. Feed the critters. Enjoy and relax at a real farm. Click on the link to the Critter Barn website to learn about public open hours, school tours, prices, and more!
Open six days a week, year-round, this active farm provides an unforgettable hands-on learning experience for the whole family.  The Critter Barn strives to educate with its teachings and demonstrations on animal care, agriculture, and even instructional education on how local farmers grow our food! Bottle feed a calf or kid, milk a goat, play with the kittens in the kitty corral, hug a bunny, and even find eggs from the hens! With a heated barn, the Critter Barn is a favorite year-round destination!
May
16

The home appraisal is a crucial step in the process of selling a home. Here's how you can prepare for it.

Planning to sell your property or refinance your mortgage this year? Our real estate agents usually recommend an appraisal as a good first step. Knowing your home's true value can ultimately help you land more money when you sell (though keep in mind, that the buyer's lender will likely require their own appraisal). An appraisal is also required if you're planning to refinance.

Click Here to Read More...

May
11

Mortgage and refinance rates today, May 11, 2022

Today's mortgage and refinance rates

Average mortgage rates fell again yesterday, bringing worthwhile gains that were similar to Monday's. You now have to go back to the final days of April to find lower rates.

Following the publication earlier this morning of April's consumer price index, mortgage rates today look likely to rise. But, of course, these things are never certain.

Find your lowest rate. Start here (May 11th, 2022)

Current mortgage and refinance rates

Program Mortgage Rate APR* Change
Conventional 30 year fixed 5.485% 5.511% -0.1% 
Conventional 15 year fixed 4.672% 4.705% -0.03% 
Conventional 20 year fixed 5.534% 5.572% -0.09% 
Conventional 10 year fixed 4.565% 4.639% -0.01% 
30 year fixed FHA 5.521% 6.294% -0.06% 
15 year fixed FHA 4.816% 5.103% -0.18% 
30 year fixed VA 5.222% 5.435% +0.08% 
15 year fixed VA 4.75% 5.094% Unchanged
Rates are provided by our partner network, and may not reflect the market. Your rate might be different. Click here for a personalized rate quote. See our rate assumptions here.

Should you lock a mortgage rate today?

Don't lock on a day when mortgage rates look set to fall. My recommendations (below) are intended to give longer-term suggestions about the overall direction of those rates. So, they don't change daily to reflect fleeting sentiments in volatile markets.

Unfortunately, I'm still not convinced that this week's appreciable falls are a turning point for mortgage rates. And I suspect we'll soon be seeing more rises.

But not everyone agrees with me. See below for a discussion of that debate.

Still, my personal rate lock recommendations for the longer term remain:

  • LOCK if closing in 7 days
  • LOCK if closing in 15 days
  • LOCK if closing in 30 days
  • LOCK if closing in 45 days
  • LOCK if closing in 60 days

    Market data affecting today's mortgage rates

    Here's a snapshot of the state of play this morning at about 9:50 a.m. (ET). The data, compared with roughly the same time yesterday, were:

    • The yield on 10-year Treasury notes inched up to 2.98% from 2.97%. (Bad for mortgage rates.) More than any other market, mortgage rates normally tend to follow these particular Treasury bond yields
    • Major stock indexes were mostly higher soon after opening. (Bad for mortgage rates.) When investors are buying shares, they're often selling bonds, which pushes prices of those down and increases yields and mortgage rates. The opposite may happen when indexes are lower. But this is an imperfect relationship
    • Oil prices increased to $105.08 from $103.06 a barrel. (Bad for mortgage rates*.) Energy prices play a prominent role in creating inflation and also point to future economic activity
    • Gold prices fell to $1,850 from $1,859 an ounce. (Neutral for mortgage rates*.) It is generally better for rates when gold rises and worse when gold falls. Gold tends to rise when investors worry about the economy. And worried investors tend to push rates lower
    • CNN Business Fear & Greed index — fell to 24 from 27 out of 100. (Good for mortgage rates.) "Greedy" investors push bond prices down (and interest rates up) as they leave the bond market and move into stocks, while "fearful" investors do the opposite. So lower readings are better than higher ones

    *A movement of less than $20 on gold prices or 40 cents on oil ones is a change of 1% or less. So we only count meaningful differences as good or bad for mortgage rates.

    Caveats about markets and rates

    Before the pandemic and the Federal Reserve's interventions in the mortgage market, you could look at the above figures and make a pretty good guess about what would happen to mortgage rates that day. But that's no longer the case. We still make daily calls. And are usually right. But our record for accuracy won't achieve its former high levels until things settle down.

    So use markets only as a rough guide. Because they have to be exceptionally strong or weak to rely on them. But, with that caveat, mortgage rates today might rise. However, be aware that "intraday swings" (when rates change direction during the day) are a common feature right now.

    Find your lowest rate. Start here (May 11th, 2022)

    Important notes on today's mortgage rates

    Here are some things you need to know:

    1. Typically, mortgage rates go up when the economy's doing well and down when it's in trouble. But there are exceptions. Read 'How mortgage rates are determined and why you should care'
    2. Only "top-tier" borrowers (with stellar credit scores, big down payments and very healthy finances) get the ultralow mortgage rates you'll see advertised
    3. Lenders vary. Yours may or may not follow the crowd when it comes to daily rate movements — though they all usually follow the broader trend over time
    4. When daily rate changes are small, some lenders will adjust closing costs and leave their rate cards the same
    5. Refinance rates are typically close to those for purchases.

    A lot is going on at the moment. And nobody can claim to know with certainty what will happen to mortgage rates in the coming hours, days, weeks or months.

    Are mortgage and refinance rates rising or falling?

    Are we finally seeing the start of sustained falls in mortgage rates? Some think we may be.

    A "Before the Bell" e-newsletter yesterday morning from CNN Business said:

    Many Wall Street analysts think bond prices will begin to rise again soon, noting investors likely got too far ahead of the Fed.

    What does that mean? Mortgage rates are determined mainly by a type of bond called a "mortgage-back security" (MBS). And, like every other type of bond, it's a mathematical certainty that higher prices mean lower yields, which, in the case of MBSs, also means lower mortgage rates.

    For the last few months, the MBS market has been trying to anticipate how the Fed's recent and continuing actions to rein in inflation would affect mortgage rates. And those rates have moved higher in advance of Fed announcements as markets priced in what they expected.

    So those Wall Street analysts are suggesting the MBS market's expectations were worse than the reality the Fed unveiled on May 4. That left MBS prices too low (and mortgage rates too high), and we're now witnessing its unwinding.

    That may be correct, even though mortgage rates rose on the two days following the Fed's May 4 announcements. But I'm yet to be convinced we'll see sustained falls for those rates. I suspect upward pressures caused by inflation are too powerful to allow a complete reversal in 2022's upward trend. But I'm hoping to be proved wrong.

    Unfortunately, this morning's consumer price index for April won't have helped those Wall Street analysts' case. The index was a little better than March's but not as good as economists had forecast. And mortgage rates were rising quite sharply first thing today.

    Read the weekend edition of this daily article for more background.

    Recent trends

    Over much of 2020, the overall trend for mortgage rates was clearly downward. And a new, weekly all-time low was set on 16 occasions that year, according to Freddie Mac.

    The most recent weekly record low occurred on Jan. 7, 2021, when it stood at 2.65% for 30-year fixed-rate mortgages.

    Rates then bumbled along, moving little for the following eight or nine months. But they began rising noticeably that September. Unfortunately, they've been shooting up since the start of 2022.

    Freddie's May 5 report puts that same weekly average for 30-year, fixed-rate mortgages at 5.27% (with 0.9 fees and points), up from the previous week's 5.10%.

    Note that Freddie expects you to buy discount points ("with 0.9 fees and points") on closing that earn you a lower rate. If you don't do that, your rate would be closer to the ones we and others quote.

    Expert mortgage rate forecasts

    Looking further ahead, Fannie Mae, Freddie Mac and the Mortgage Bankers Association (MBA) each has a team of economists dedicated to monitoring and forecasting what will happen to the economy, the housing sector and mortgage rates.

    And here are their current rate forecasts for the remaining three quarters of 2022 (Q2/22, Q3/22, Q4/22) and the first quarter of next year (Q1/23).

    The numbers in the table below are for 30-year, fixed-rate mortgages. Fannie's were published on Apr. 19, Freddie's on Apr. 18, and the MBA's on Apr. 13.

    Forecaster Q2/22 Q3/22 Q4/22 Q1/23
    Fannie Mae 4.6% 4.5%  4.5% 4.5%
    Freddie Mac 4.8% 4.8%  5.0% 5.0%
    MBA 4.7% 4.8%  4.8% 4.8%

    Of course, given so many unknowables, the whole current crop of forecasts might be even more speculative than usual. I'm afraid I'm less optimistic than any of them.

    Find your lowest rate today

    You should comparison shop widely, no matter what sort of mortgage you want. As federal regulator the Consumer Financial Protection Bureau says:

    "Shopping around for your mortgage has the potential to lead to real savings. It may not sound like much, but saving even a quarter of a point in interest on your mortgage saves you thousands of dollars over the life of your loan."

    Verify your new rate (May 11th, 2022)

    Mortgage rate methodology

    The Mortgage Reports receives rates based on selected criteria from multiple lending partners each day. We arrive at an average rate and APR for each loan type to display in our chart. Because we average an array of rates, it gives you a better idea of what you might find in the marketplace. Furthermore, we average rates for the same loan types. For example, FHA fixed with FHA fixed. The end result is a good snapshot of daily rates and how they change over time.

May
4

Happy Star Wars Day! 6 ways to celebrate May the 4th, from watching movies to building Legos

Holy Sith, you guys, Star Wars Day is upon us again.

"May the 4th" is a day for all lovers of Jedi, the Resistance, the Skywalkers, the Hutts, Boba Fett, Baby Yoda, Gamorrean guards, Maz Kanata, General Grievous, Rancor Keeper and Jekk Porkins (RIP) to unite and celebrate all there is in the galaxy far, far away. (Why May 4, you ask? Why, it's right there in the date, a play on "May the Force be with you.")

This Star Wars Day, fans will likely be in a nostalgic mood – and diving back into the prequels – prepping for the May 27 premiere of Disney+'s "Obi-Wan Kenobi" series, starring Ewan McGregor as the title Jedi master and a returning Hayden Christensen as Anakin "Darth Vader" Skywalker.

The franchise has remained beloved to generations since George Lucas' original 1977 "Star Wars," which means a lot of options for various ways to get your "May the 4th" on. Here are some of our favorites:

Watch the 'Star Wars' movies. Or, more likely, watch them again.

If you can believe it, there are some people who've never seen "Star Wars." But there's no excuse now that all nine movies in the Skywalker saga – as well as the spinoffs "Rogue One" and "Solo: A Star Wars Story" – are a few clicks away on the Disney+ streaming service

May
2

16 Places Readers Recommend to try a Margarita on Cinco de Mayo

Great places around Michigan to celebrate Cinco de Mayo

Cinco de Mayo celebrates the Mexican's army victory over France at the Battle of Puebla in 1862, during the Franco-Mexican war. Although a quiet holiday in Mexico, here in the United States it's usually a rowdy celebration of Mexican heritage, foods and drinks. MLive readers have some great suggestions of where to visit this Cinco de Mayo.  Always celebrate responsibly, try downloading the Uber app, an easy way to get a ride if you need one.

Reader suggestions

Cinco de Mayo celebrates the Mexican's army victory over France at the Battle of Puebla in 1862, during the Franco-Mexican war. Although a quiet holiday in Mexico, here in the United States it's usually a rowdy celebration of Mexican heritage, foods and drinks. MLive readers have some great suggestions of where to visit this Cinco de Mayo.  Always celebrate responsibly, try downloading the Uber app, an easy way to get a ride if you need one.

Skeetown Tavern: Muskegon

While on the search for Michigan's Best Steakhouse, we were surprised to have a killer Margarita at the Skeetown Tavern in Muskegon. The drink includes fresh lime, Jose Cuervo Silver tequila and other items. On the rocks, of course.

Lindo Mexico, Grand Rapids

In a new location this year, Lindo Mexico has one of the best mango margaritas we've ever tried. Why? Because it's a chili mango margarita, sweet plus heat is a winner. Linda will have Mariachi music from 6-8pm, free giveaways, and margarita flights.

Mi Pueblo, Detroit

Reader Tommy Z said that Mi Pueblo in Detroit's Mexican Town is "Regular, true lime, on the rocks..not overdone like a lot of places." Sounds perfect. They'll have a margarita happy hour from 2-7pm on Thursday.

Las Palapas, Livonia

The drinks at Las Palapas in Livonia are cold, tasty and cheap. Justin, an, MLive reader, said "not only are they good but you get a lot of bang for your buck." This Cinco de Mayo they will also have a kids happy hour from 3:30 to 8:30 featuring carnival games, face painting and balloon animals. A great reason to stop by for dinner.

Agave Mexican Grill, Traverse City

Agave Mexican Grill is located in Traverse City, and they have had events going on all week to celebrate Cinco de Mayo. "Super friendly and efficient service. Very consistent and fresh. Great selection of premium tequila" says MLive reader Amy. Both locations will be celebrating all week long with a $9.99 all you can eat taco dinner.

Isalita, Ann Arbor

John says "Isalita has very solid margaritas in Ann Arbor." Jessica concurred, as did several other Ann Arbor area readers. Love that it's straight up, and not messing around.

Michigan on Main, Frankenmuth

A Margarita in a Bavarian village? Why not? They focus on Michigan ingredients at Michigan on Main. The Michiganrita at the Michigan on Main Bar in Grill in Frankenmuth, recommended by reader BRFamily2, features New Holland Brewing Hopquila in it. Specials on Thursday include a grilled chicken quesadilla (one of their most popular appetizers), and a tostada salad.

Frita Batidos, Ann Arbor

A margarita served in a fishbowl? Si, por favor at Frita Batidos. A Cuban inspired restaurant, they don't have a special party planned for Cinco, just their usual great food and drinks.

Luna, Grand Rapids

Featuring fresh squeezed citrus, Luna GR makes a classic, traditional margarita, as well as the Mexican favorite the Paloma. Luna goes through over 15 cases of limes every week making their margaritas, and have over 30 different premium tequilas to choose from. On Cinco de Mayo, all Margaritas will be $2 off.

Red Mesa Grill, Traverse City

The "biggest Cinco de Mayo party in the North" features special edible gastronomy Margaritas and sparkling Palomas from Red Mesa Grill in Traverse City. Live music will make for a hopping party.

Beltline Bar, Grand Rapids

Beltline Bar in Grand Rapids makes their signature Margarita with 3 ounces of liquor, a salted glass and a lime wedge. For Cinco de Mayo, you can join them for $5 Jimador margaritas. Live music starts at 8. And, of course, you can have one of West Michigan's favorite wet burritos.

Jose's Cantina, St. Ignace

Jose's Cantina is a great stop any time, with a beautiful lakeside setting overlooking the Straights of Mackinac. They have their signature Margarita, the Traverse City Cherry, pictured here. This Cinco de Mayo, the party starts at 7pm with taco and appetizer specials. We recommend the fish tacos, as well as the super spicy mango habanero chicken tacos.

Coco Loco, Bay City and Saginaw

MLive reader Jessica said that Coco Loco had a good Margarita, plus two locations, in both Bay City and Saginaw. They also have events throughout the weekend, including bottomless Mimosas for Mom on Mother's Day, Sunday May 8th.

Mexican Gardens, Southgate

Located Downriver, near Detroit, Mexican Gardens, has live music all day on Thursday, as well as a piñata, clowns, and face painting for the kids. They'll open their doors at 11am. This long time local favorite also has a great botana.

Cuatro Amigos, Bay City

Cuatro Amigos in Bay City was named Michigan's Best Taco in 2014 by John Gonzalez, who said "We found the tacos so fresh, so tasty and so memorable that we would love to spend a whole week there, trying everything on the menu." Celebrate Cinco de Mayo with $4 lime Margaritas and $5 prickly pear ones, plus $2 chicken tacos.

The Little Fleet, Traverse City

The Little Fleet will be hosting a Cinco de Mayo party featuring a Margarita bar and pinatas. Reader Dianna loves the tacos from Happy's Taco Shop, and they'll have their truck there on Thursday.  Starts at 3pm. They will also be having a hot pepper eating contest, all ages welcome.

May
2

The Tulip Time Festival is one of West Michigan's biggest attractions. Here's why you should visit the festival this year.

People travel to The Netherlands from all over the world every spring to see beautiful Holland tulips, but thanks to our Dutch heritage, you can see the same beautiful tulip displays right here in Holland, Michigan. In fact, our city is home to more than 500,000 tulips every spring.

Tulips are a big part of our history and culture, and we'll be celebrating this wonderful flower at the 2022 Tulip Time Festival, which takes places from May 7 to May 15. This is a great opportunity to see colorful tulip displays, enjoy fun events, and interact with the local community. The event is free and takes place at various locations across downtown Holland.

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